Welcome to the AP Federal Credit Union website!

For better rates and lower fees – You Belong With Us!  AP provides a full range of financial services for you and/or your business.  If you live, work, worship, attend school, or volunteer in Lucas County, Ohio, you are eligible to be a member.  We have two locations in Toledo, 3907 N. Detroit and 405 N. Reynolds.  You are not a customer at AP, you are an owner.  Since credit unions are non-profit, our profits go to the members (who are owners) in the form of better rates and lower fees.

Once you have opened a savings account with as little as $5.00, you are eligible for other services.  You can open a free checking account if you are qualified.  We also have over 5,000 surcharge-free ATMs available as well as reloadable debit cards and Visa Credit Cards.  AP is also a part of Shared Branching which has added over 5,500 locations in the US that are also part of Shared Branching.  We also have many loan products including vehicle loans, personal loans, mortgages, home equity loans, and more.

If you are looking for investments, check out our rates on IRAs and Certificates.  We hope you take some time to look at our web site.  Click on our free Online Banking, sign up, and enjoy the benefits of E-Statements.  THANKS FOR STOPPING BY!

                                               SKIP A PAY IS BACK!!

Use the coupon below to see if you qualify for our Holiday Skip A Pay Program!


Interested in a mortgage loan? If  you want to get the process started today,

Click the link below:

Need A Mortgage Loan? Click Here For My CU Mortgage!


With the fraud and ID theft going on today, it’s always a good idea to check your credit! Hit the link below to use a safe, reliable source!

Get my credit report!


Call an AP Loan Officer today for more information at 419-476-2531