AP Credit Union Rates
Updated May 2013
Rates quoted are the lowest available. Other rates and terms may apply based on applicants’ credit score. Talk to an AP loan officer for more details. All loans are subject to debt, income and credit qualifications.
Automobile Loans
|
Term |
APR |
|
New Cars (2012-2013) |
APRs as low as 2.49% |
|
Used Cars |
APRs as low as 2.49% |
Motorcycle, Boat, or Motor Home Loans
|
Term |
APR |
|
New (up to 84 months) |
As low as 5.49% |
|
Used (up to 84 months) |
As low as 5.99% |
Camper, ATV, Jet Ski, or Snowmobile Loans
|
Term |
APR |
|
New (up to 84 months) |
As low as 5.49% |
|
Used (up to 84 months) |
As low as 5.99% |
Home Equity Loans
|
Term |
APR |
|
Up to 84 months ($5,000 – $9,999) |
5.00% |
|
Up to 120 months ($10,000 -$50,000) |
5.00% |
|
Up to 120 months ($5,000 – $50,000) |
5.00% |
Vacation Loans
|
Term |
APR |
|
Up to 12 Months |
As low as 3.99% |
HOME IMPROVEMENT Loans
|
Term |
APR |
|
Up to 12 months, $4,000 |
As low as 4.99% |
Share Secured Loans
|
Term |
APR |
|
Up to 60 months |
As low as 3.99% |
VIP Signature Loans
|
Term |
APR |
|
Up to 60 months |
6.50% |
Personal Loans
|
Credit Score |
APR |
Max Amt. |
Max Term |
|
740+ |
6.50% |
$4,000 |
48 months |
|
700-739 |
8.50% |
$4,000 |
48 months |
|
670-699 |
10.50% |
$3,000 |
36 months |
|
640-669 |
13.00% |
$2,000 |
24 months |
|
600-639 |
15.00% |
$1,000 |
12 months |
Line of Credit Loans
|
Term |
APR |
|
Up to 48 months |
Revolving LOC as low as 3.99% |
Credit Cards
|
Type |
APR |
|
Visa Platinum |
As low as 8.99% |
Overdraft Protection
|
36 Months |
18.00% |
APR = Annual Percentage Rate
Rates Subject To Change
