Credit Union Loan Rates

Loan Rates – July 2017

Rates quoted are lowest rates available. Other rates and terms may apply based on applicants’ credit score. APR = Annual Percentage RateTalk to an AP loan officer for more details. All loans are subject to debt, income, and credit qualifications.

Click Here for full rate sheet!

Automobile and motorcycle Loans

Term

APR

New  (2015-2017)

APRs as low as 1.99%

with Direct Deposit and Auto Pay!

Used

APRs as low as 1.99%

with Direct Deposit and Auto Pay!

Boat or Motor Home Loans

Term

APR

New or Used (up to 84 months)

As low as 5.49%

    Can do loans over $15,000 for as long as 120 months! See loan officers for more info!

Camper, ATV, Jet Ski, or Snowmobile Loans

Term

APR

New or Used (up to 84 months)

As low as 5.49%

First Mortgages and Home Equity Loans

Contact the office for more information! We offer very competitive rates with both variable and fixed options!

Home Equity rates could be as low as 3.75% APR for qualified borrowers! 

Click Here for more detailed information on rates!

 

PAYDAY ALTERNATIVE LOANS (PAL)

PALoan

Term

APR

Up to $1,000

    As low as 19.9%

VACATION Loans

 

Term

APR

Up to 12 months

   As low as 3.99%

Share Secured Loans

Term

APR

Up to 60 months

    As low as 3.99%

Personal Loans

Credit Score

APR

Max Amt.

Max Term

740+

8.99%

$10,000

48 months

700-739

9.99%

$7,000

48 months

670-699

11.99%

$5,000

48 months

650-669

14.99%

$3,000

36 months

600-649

16.99%

$2,000

24 months

600-629 16.99%

$1,000

12 months

 

 

Credit Cards

Type

APR

Visa Platinum

 As low as 8.99%

Overdraft Protection

36 Months

     18.00%

APR = Annual Percentage Rate Rates Subject To Change