| AP Federal Credit Union offers an extensive range of Savings Accounts. Whether you're saving for retirement, college tuition or simply saving for a rainy day, we have an account that can accommodate your needs. |
| Share Accounts |
| Share Accounts are the basic savings accounts you open when you join the credit union. You must maintain $5.00 in this account at all times to remain a member in good standing. We also offer Accidental Death & Dismemberment Insurance on qualifying deposits. To avoid a monthly fee of $3.00, simply keep a balance of $100 or more in the Share Account after three months. |
| Individual Retirement Accounts (IRA) |
| IRAs accumulate dividends on a tax-deferred basis, which makes them the ideal way to save for retirement! Our IRAs earn competitive dividends and are a safe and secure way to save for your golden years. Unlike many financial institutions, we charge no annual fee and no management fees. |
| Share Certificates |
| Share Certificates of Deposit (CDs) are fixed term investments offering competitive, fixed dividend rates. Varying terms available. |
| Money Market Management Accounts |
| A Money Market Management Account offers competitive dividend rates based on prevailing money market rates with greater liquidity than other high-yield accounts. This account offers the flexibility of unlimited deposits, and up to three withdrawals per month. |
| Club Accounts |
| We offer Holiday and Vacation Club Accounts. You can save for a family trip or the holiday season conveniently using our free Payroll Deduction service. Our Club Accounts pay competitive dividends to help make your savings goal more readily attainable. |
| Share Draft Checking Accounts |
| Our Share Draft Checking Accounts are a real value. To avoid a monthly fee of $5.00, you can simply maintain a minimum balance of $500 in your Share Account. |
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| V.I.P. Club | |
| The V.I.P. Club offers special benefits to members who maintain a $1,500 balance in their VIP Savings Account including: | |
| Free check printing. | |
| Money Orders for only $.25. | |
| VISA card at reduced rate with no annual fee. | |
| Discounted loan rates. | |