Savings/Checking

AP Federal Credit Union offers an extensive range of Savings Accounts. Whether you're saving for retirement, college tuition or simply saving for a rainy day, we have an account that can accommodate your needs.

Share Accounts
Share Accounts are the basic savings accounts you open when you join the credit union. You must maintain $5.00 in this account at all times to remain a member in good standing. We also offer Accidental Death & Dismemberment Insurance on qualifying deposits. To avoid a monthly fee of $3.00, simply keep a balance of $100 or more in the Share Account after three months.

Individual Retirement Accounts (IRA)
IRAs accumulate dividends on a tax-deferred basis, which makes them the ideal way to save for retirement! Our IRAs earn competitive dividends and are a safe and secure way to save for your golden years. Unlike many financial institutions, we charge no annual fee and no management fees.

Share Certificates
Share Certificates of Deposit (CDs) are fixed term investments offering competitive, fixed dividend rates. Varying terms available.

Money Market Management Accounts
A Money Market Management Account offers competitive dividend rates based on prevailing money market rates with greater liquidity than other high-yield accounts. This account offers the flexibility of unlimited deposits, and up to three withdrawals per month.

Club Accounts
We offer Holiday and Vacation Club Accounts. You can save for a family trip or the holiday season conveniently using our free Payroll Deduction service. Our Club Accounts pay competitive dividends to help make your savings goal more readily attainable.

Share Draft Checking Accounts
Our Share Draft Checking Accounts are a real value. To avoid a monthly fee of $5.00, you can simply maintain a minimum balance of $500 in your Share Account.
  • Direct Deposit & Payroll Deduction Available.
  • Attractive Checks Available At Low Cost.
  • Free Checks To V.I.P. Club Members

Click here to place an order for checks

V.I.P. Club
The V.I.P. Club offers special benefits to members who maintain a $1,500 balance in their VIP Savings Account including:
  • Free check printing.
  • Money Orders for only $.25.
  • VISA card at reduced rate with no annual fee.
  • Discounted loan rates.