AP Federal Credit Union provides qualified members with low cost financing for almost any worthwhile purpose. Our low rates and comfortable terms can help you fit nearly any expense into your budget. We can even set up automatic payments directly from your account to save you time and effort. Take a look at our list of loan options: |
| Secured Loans |
| We offer Secured Loans on new and used automobiles, motorcycles, RVs, boats, and just about any other major purchase! Our Secured Loans feature great low rates. You can use a Secured Loan to finance a purchase, or you can use an item you already own to secure financing for any expense. |
| Home Equity Loans |
| Because of the tax advantages available to many borrowers, a Home Equity Loan from your credit union can be an affordable way to finance any major expense. Our Home Equity Loans feature low closing costs and a great rate. Check with a Loan Officer today! |
| Home Mortgage Loans |
| We've made the dream of home ownership come true for many members with our Home Mortgage Loans. We offer some of the most competitive rates in the area. Check with us for the latest information. |
| Share-Secured Loans |
| A Share-Secured Loan is a loan secured by deposits at the credit union in a Share or Share Certificate Account (excluding IRA). Because these loans are fully secured, you'll find the interest rates can be substantially lower than some other types of loans. Plus, your money stays in your account and continues to earn competitive dividends! |
| Credit Union Financing Right at the Car Dealership |
| For added convenience, when you are shopping for your next automobile, be sure to tell the salesman at any of the participating dealerships that you would like AP Federal Credit Union financing. The Members Express Lane indicates that you get our great financing along with the convenience of doing all the paperwork at the dealership. We even have a 24-hour lending center where you can get immediate processing and fast approvals after business hours. So just tell your salesman to call us! For more information about AP Federal's Indirect Lending Program, Members Express Lane, please call us or any of the participating dealers on the list. Please click here for the list of dealers. |
| VISA | |
| Our VISA offers qualified members the perfect combination of value-packed features and a low interest rate. | |
| Competitive 12.90% APR. (VIP Club Members 11.60% APR) | |
| Full 25-Day Grace Period. | |
| No Annual Fee. | |
| Worldwide Acceptance. | |
| Cash Advance Capabilities. | |
| Tuition Loans |
| AP Federal Credit Union offers low-rate Tuition Loans for qualifying education expenses. AP also offers student educations loans. |