About AP

Join The AP Federal Credit Union Family

AP Federal Credit Union was chartered in 1956 for the employees of AP Parts Company. Today, AP services over 75 different employer groups. In 2004, AP’s charter was expanded to allow everyone who lives, works, worships, attends school or volunteers in Lucas County, Ohio to become a member.

Membership at AP Federal Credit Union means access to a wide variety of financial services and a level of personal attention that is seldom offered by financial institutions today. We are here to provide you with a safe, convenient place to save and obtain loans at reasonable rates. And, since AP is a cooperative, we are not owned by a company, by an individual, or by some distant corporation out to make a profit. Our members own the credit union, and they have a say in how it is run.

AP Federal Credit Union has grown and prospered because of a deep-rooted belief that people’s dreams can become real – when they work together.

As a Member, you enjoy the following:

Full Service Financial Institution

AP has savings, checking, loans of all types, credit cards, ATM cards, Debit Cards, Reloadable Debit Card, IRAs, Certificates, plus much more!


Your funds at AP Federal Credit Union are insured up to $250,000 by the National Credit Union Administration (NCUA).  Individual Retirement Accounts (IRA) are separately insured for an additional $250,000.

Excess Share Insurance

AP Federal Credit Union also pays for Excess Share Insurance.  Your accounts are also insured by ESI for an additional $250,000.

No Cost Insurance

Your beneficiary may receive up to $1,000 Accidental Death & Dismemberment insurance.

Why Choose AP – The Credit Union Difference

A Credit Union is a cooperative, not-for-profit institution chartered by the state or federal government, which is owned and controlled by its members and organized to promote thrift and provide credit to those who belong.  A credit union may only serve members who share a common bond such as that of employment, community or organization.  The profits go to the members/owners in the form of better rates and lower fees.  You own your credit union – or at least a share in it – so you have a say in how it is run.

A Bank is a financial institution, chartered by the state or federal government, which accepts deposits and makes loans to people and corporations for a profit.  That profit goes to the Shareholders.

AP Mission Statement

Our mission is to meet our members’ changing needs by providing convenient, cost effective services, while maintaining our cooperative tradition of “People Helping People” and preserving the financial soundness of AP Federal Credit Union.

Statement of Service and Social Responsibility

We promise to deliver the best programs possible to our members. In addition, we will provide service over and beyond “the call of duty”. We will assist our members in financial counseling, teaching them about thrift, the wise use of credit, and self-help in learning to balance their credit with their savings.

Two Convenient Locations

Visit us at our main office at 3907 N. Detroit Ave, or our Branch at 405 N. Reynolds Road.
View more contact details here!

Hours & Phone

Both locations are open Monday through Thursday 8:30 AM to 5:00 PM and Drive-Thru open until 5:00 PM.  Fridays we are open from 8:30 to 6:00 PM in both lobby and Drive-Thru.  Reynolds Road only is open on Saturdays from 9:00 AM to Noon.

Detroit Ave – 419-476-2531
Reynolds Rd – 419-381-0705
View more contact details here!

Membership Requirements

Members must present a current valid photo ID as well as a Social Security Number to open an account.

Membership Eligibility

Any person who lives, works, worships, attends school or volunteers in Lucas County, Ohio is eligible to join AP as well as employees and their family members from the following employers:  IF YOUR COMPANY WOULD LIKE TO BE A SELECT EMPLOYER GROUP, HAVE THEM CONTACT AP AT 419-476-2531

  • ABC Health Care, Inc.
  • The Ability Center
  • Academy Group, Inc.
  • The Acme Specialty Mfg. Co.
  • All Seasons Plumbing Heating Cooling & Duct Cleaning
  • Allied Mask & Tool
  • American Custom Industries
  • American Red Cross
  • Automated Business Machines
  • B&J Plastic Letters & Signs
  • Bohl Equipment – Bohl Crane
  • Bostwick-Braun Co..
  • City of Toledo (Parks, Recreation & Forestry)
  • City of Toledo (Facility & Fleet Operations)
  • City of Toledo (Solid Waste Division)
  • Compass – Comprehensive Addiction Service Systems
  • Conforming Matrix Corp.
  • Conrail – CSX Railway
  • Digestive Health Care Consultants of Northwest Ohio
  • Drew Cartage
  • E & C Manufacturing Co., Inc.
  • Erd Specialty Graphics, Inc.
  • Fairview Skilling Nursing & Rehab
  • Faurecia Exhaust Systems, Inc.
  • Flowform, Inc.
  • Freight Aides Co.
  • Fresh Products, Inc.
  • Frostbite Brands, Inc.
  • Fry Heating & Air Conditioning Co,
  • Genito – Urinary Surgeons, Inc.
  • Giant Industries, Inc.
  • Goerlich Center for Alzheimer’s Care
  • Grace Community Center
  • Guardian Alarm
  • Hale Performance Coatings
  • Hammill Precision Tooling
  • Hinkle Manufacturing Co.
  • Holewinski & Associates
  • Ice Industries
  • Integrity Wall & Ceiling
  • K&B Automotive & Marine
  • Kellermeyer Company
  • KLM
  • Laidlaw Transit System
  • Lanier Worldwide, Inc.
  • Lay’s Transmission
  • Lincare, Inc.
  • Maumee Valley Girl Scout Council
  • Metal Forming & Coining
  • Midwest Fluid Power
  • Next Generation Child Care
  • Nova Services, Inc.
  • Omni Source
  • P & J Industries
  • Perf-A-Lawn
  • Perstorp Polyols, Inc.
  • Pexco Packaging Corp.
  • Port Lawrence Title & Trust
  • Quality Overhead Door
  • Ronfeldt Associates, Inc.
  • Substance Abuse Services
  • Toledo Area Regional Transit Authority (TARTA)
  • Teledyne Continental Motors
  • The Sight Center
  • Toledo Clinic, Inc.
  • Toledo Sewer & Drain
  • Toth Industries, Inc.
  • True Label, Inc.
  • UAW Local 12
  • Unison Behavioral Health Group
  • Wildwood Athletic Club
  • Zepf Community Mental Health Center